Better Credit Starts Here!

Wealth Jems is rapidly growing as a leading Credit Score Improvement Company based in Virginia Beach, VA.  Our ethics, fair and reasonable pricing and commitment to our clients is what sets us apart from our competition.

According to the FTC, One in Five Americans has at least one error on their credit reports.

About Us

Wealth Jems Credit Repair  is a national credit restoration company that works with clients and creditors to improve credit profiles by challenging questionable, inaccurate, outdated, misleading and / or unverifiable data on consumer credit reports.

We understand the unforeseen can happen. We believe everyone deserves a second chance and our credit experts are here to help youWe work with you, the credit bureaus, and your creditors to help you attain the highest best credit possible... and give you the knowledge to keep it that way.

With a focus on consumer education and providing a unique and personalized experience, we strive to eliminate the burden of financial uncertainty while creating a plan of action and peace of mind for the future.

How We Help You

We Repair Your Past

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score. We will ensure your credit history is up-to-date, accurate, and reflects you honestly.

We Monitor Your Present

24/7 monitoring system that allows you to monitor your progress throughout the whole process. Our staff is here to provide professional guidance, assistance through the process and will answer any questions you have.

We Build Your Future

Along with our professional staff, we have a pipeline of professionals that can assist you when your credit is restored. With our in-house Real Estate Agent or when buying a car, we can direct you to the right professionals.

You Control Your Future

Our clients have seen major improvements with their credit reports in as little as 30-45 days. Take control of your credit.




Here’s what we can help with:

  • Identity Theft & Fraud
  • Inaccurate Personal Information
  • Unauthorized Access
  • Medical Collections
  • Child Support
  • Issues With Late Payments
  • Repossessions & Foreclosures
  • Tax Liens & Bankruptcies
  • Collection Accounts
  • Time-Consuming Charge Offs
  • Complex Judgements
  • And More...
  • We know that enjoying the finest things in life is important to you and your family.

    As a result of this, we will utilize our expertise to help you restore, rebuild and raise your credit score, so that one day you will become creditworthy again.

    What You Can Expect

    We challenge those errors along with any other inaccurate, incomplete, outdated, and unverifiable information saving you time money and frustration.

  • Credit Building Tools
  • Tips and Recommendations
  • Typically see Results in 30-90 days
  • No Hidden Fees
  • Unlimited Disputes
  • Guarantee Results Or Your Money Back
  • Military 10% Discount

    Our Packages

    Single

    $199 audit/enrollment fee


    $120/mo


    Services Include

    • 24/7 Secure Portal Access
    • Credit Education
    • 3 Bureau Audit-Analysis
    • Customer Service Support
    • Credit Building Tools
    • Unlimited Disputes
    • No Contract 
    • Money Back Guarantee 
    • Military (10% off monthly fee)

    Secure Payment.

    Couples

    $300 audit/enrollment fee


    $158/mo


    Services Include

    • 24/7 Secure Portal Access
    • Credit Education
    • 3 Bureau Audit-Analysis
    • Customer Service Support
    • Credit Building Tools
    • Unlimited Disputes
    • No Contract 
    • Money Back Guarantee 
    • Military (10% off monthly fee)

    Secure Payment.

    100% Satisfaction-Guarantee.

    If, for any reason, you don't like this amazing plugin, you can get a full refund anytime within 30 days after your purchase. If you have any issues, just get in touch with our friendly support team and they'll either help you out until you get the results you need or give you a swift refund.

    Why Choose Us?

    Our number one priority to our customers is to help them get back their financial life. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.  

    When it comes to dealing with creditors, collectors, and credit bureaus, you need experience in this area to get the best results. We have the expertise that you need to deal with any situation presented by the creditors, collectors, and credit bureaus.


    Frequently Asked Questions (FAQs)

    How does it work?

    The 1st thing you will do is pay your Initial Investment Fee and pay for your credit monitoring . After payment has been received and you provide us with your login credentials, we will set up your account, perform a credit appraisal, send out the 1st round of dispute letters on your behalf within 7 days. It may take anywhere from 30-45 for you to receive a response from the credit bureaus or collection agencies. Their response will be by postal mail, often in plain envelopes. When you receive these responses, please email them to. After this, you will receive a response from us on what the next steps will be.

    Why are we so different?

    Our number one priority to our customers is to help them get back their financial life. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.


    How can I improve my credit score?

    Pay all your bills on time.  Never utilize more than 10% of your available balance on your credit cards.  If you're going to be late on a payment call and make arrangements.


    How soon will I see results?

    This is something that varies. Some clients may see results in 90 or less, some clients may be in the Credit Restoration Program for 12 months or more. There is no specified time frame to achieve results and there are many factors that can affect this. Your credit did not become poor overnight. More than likely, it took a long time for it to become that way. It is the same thing with credit restoration. It will not be restored overnight. You must have a lot of patience and trust the process. It will be worth it in the end.

    Why we are here?

    We are here to assist you with getting the things you want in life. Navigating the credit repair maze can be very challenging if you are not aware of all the laws that regulate collectors, creditors, and credit bureaus. Our job is to take that heavy burden off your shoulders and do all the work for you so you can get approved again.

    Where can I find my credit report?

    You can order your scores and view your reports from www.annualcreditreports.com

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